Many residential and commercial property owners in West Palm Beach are unaware about what type of water damage is covered by their insurance. It is important for you to understand your property insurance policy before it’s too late; you don’t want to wait until water damage occurs to realize that your current insurance doesn’t cover a specific type of water damage.
Most of the time, homeowners’ insurance does not cover a flood unless you have specifically requested a flood add-on to your insurance policy. This means that if there is a storm or heavy rainfall, your insurance would not cover water leakage into your home if the storm winds caused a hole in your roof or broken window. However, if there is a natural disaster, such as a Hurricane, that left your home with severe water damage, the Federal Emergency Management Agency (FEMA) will step in and cover the costs of water damage to your property in West Palm Beach.
Of course, water damage from natural disasters are rare; most of the time, water damage is caused by human carelessness and a lack of maintaining your home or business in tip top shape. If you don’t regularly inspect your home or commercial property for possible causes of water damage, you are at risk for a flood, burst pipe, or sewage backup. An annual or bi-annual water damage inspection is necessary to detect any possible cause of water damage; for example, you can repair a leaking pipe or replace old pipes before they burst and cause a flood. If water damage is caused by a lack of maintaining your home, your insurance property will not cover this water damage claim.
911 Restoration of West Palm Beach offers free visual inspection of your property for signs of water damage; we also offer free infrared camera usage to detect leaks behind and in between walls and ceilings. In the event of water damage, we will also directly work with your insurance company to speed up the water damage restoration process. For more information, please visit, http://www.911restorationinc.com/911-restoration-of-west-palm-beach, or reach us at (888) 243-6653 to schedule a free water damage inspection today. Since 1978, 911 Restoration of West Palm Beach has been assisting homeowners and businesses in West Palm Beach; 24/7 Emergency Response.
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